Roberts v Bank of Scotland plc and another appeal – [2013] All ER (D) 88

Paul at Watsons Solicitors of Llandudno

Whilst i was searching for a case on Lexis Nexis today, i came across the case report on Roberts v Bank of Scotland plc and another appeal – [2013] All ER (D) 88. This case was very interesting indeed, not least because the Bank of Scotland appealed having lost at the first instance and took the matter to the Court of Appeal and lost again.

The facts however are most interesting, it seems the Bank had called the Claimant over 500 times in the space of 12 months, and the Claimant for her part had told the Bank that she did not want to discuss the matter with the bank or its debt collectors.

The lower courts are often quick to frown on a debtor who doesnt communicate with his creditor, however quite helpfully the Court of Appeal seems to have clarified matters on this point.


This is an…

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About thepositivevoice

We originally set out to advocate and campaign for and on behalf of people living with HIV in Greater Manchester. But we chose to slightly change our name by adding beyond. Therefore our name is Greater Manchester & Beyond of People Living With HIV & AIDS. Cause there are many issues that affects people living with HIV we now look ate other health and social care issues that will affect people living with HIV in their everyday lives. For the purpose of this site we have chosen a strap-line name hence our user name here - this is of course "thepositivevoice". The reason for this is often the issues that affect us can be quite daunting and discriminatory to our very existence. So whatever negative we hear and see - we endeavour to turn that into a positive. There are many examples where a negative has turned into a positive and one of those example is the term "Queer" - well that is also quite interesting as some people in the lesbian and gay community don't like that very word - some have decided to own it. Therefore any person that calls another person (the example here) queer - some gay people will reply yes we are. As time moves on and I as the author of this blog - information will be never-ending. So watch this space.
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